Being self-employed doesn’t mean getting a mortgage has to be complicated but it definitely isn’t always cookie-cutter.One of the biggest misconceptions I see with self-employed borrowers is that a lender will look at your tax returns, use the...
> TL;DR: The Quick Answer> Yes, you can buy a home in Alberta after a consumer proposal!> * During/Immediately after: Possible with 20-25% down through "B-lenders" or private lenders.> * Strong mortgage position: 2 years discharged from your...
TL;DRMortgage switching means moving your existing mortgage to a new lender at renewal time (same amount, same remaining term) to get better rates or terms. Best timing: 90+ days before renewal. Key fees: appraisal ($150-$500), legal ($~1,500),...
TL;DR Summary BoxGot a mortgage renewal coming up? Here's what you need to know: Start the process 4-6 months early, don't auto-renew without shopping around, and have your documents ready. Renewals need way less paperwork than your original...
The Mortgage Centre We Connect is excited to announce our $500 Gift Card Giveaway!This is your chance to win a $500 Gift Card of your choice — just for sharing your experience with us.How to Enter:You’ll receive one entry for each review you...
Guest Post by Nate NagleBuying a home is exciting, but it can also feel overwhelming if you’re not sure what to expect. Whether it’s your first home or your next one, knowing the steps involved will make the process much smoother and less...
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