Keeping an Eye on Your Mortgage
Mortgage rates move up and down all the time, which is why it’s important to keep track of your mortgage—even if your renewal date is still a ways off. I keep an eye on the market for my clients and reach out when I see a better option that could save you money.
Sometimes renewing early makes sense. This means locking in a new term and rate before your current mortgage ends. Some products allow it anytime, but with a closed mortgage, there can be a prepayment charge.
Before making that kind of decision, it’s always worth looking at the numbers: fees, penalties, and whether the savings outweigh the costs. That’s where I come in I’ll shop around so you don't have to and compare your options, and let you know if breaking your mortgage early could actually work in your favour.
When the timing is right, I’ll walk you through it step by step so you’re confident you’re getting the best deal possible. And if you’re looking for renewal options in Stony Plain, I’m your girl!
Contact us Today!Whether you are first-time buyer or an experienced buyer with excellent credit, The Mortgage Centre has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Learn MoreThrough training and certification, we have a good understanding of available products, features, and rates. We are here to keep your mortgage moving forward with our Mortgage Market technology, we have electronic access to various major lenders in Canada, so you’re not tied to one lender or one type of mortgage.
Learn MoreWe understand that mortgages can be confusing and intimidating. To help demystify the process, The Mortgage Centre provides a glossary and a variety of free calculators to assist you in researching, and planning your mortgage.
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