CHIP Reverse Mortgage

Unlock the Value of Your Home with a Reverse Mortgage

Retirement should be about enjoying life—spending time with family, relaxing in your home, and feeling comfortable financially. But sometimes, managing expenses on a fixed income can be challenging. Unexpected costs or reduced cash flow can create financial strain, and that's where a reverse mortgage could help.

For over 25 years, the Canadian Home Income Plan (CHIP) has helped thousands of Canadian homeowners aged 55 and older tap into the equity in their homes—without having to sell or move. It's a simple way to increase your financial flexibility and give yourself some breathing room.

CHIP Reverse Mortgage Highlights:

✔️ Available for homeowners 55+

✔️ No monthly payments required

✔️ No income or credit qualifications needed

✔️ Access up to 50% of your home's value

✔️ Funds can be received as a lump sum, over time, or a mix of both

✔️ You stay on the title and can sell or move anytime

✔️ Money is tax-free

Real Stories from Real People:

"CHIP allowed us to access the equity in our home without selling. It gave us the freedom to use the Money how we needed." – Sandy & Christopher M

"If it weren't for CHIP, we would have had to sell our home." – James B

"The process was simple, and I would recommend CHIP to anyone looking for more financial freedom." – Jan & John M

Let's chat if you're curious about how a reverse mortgage could work for you! I'd love to walk you through the options and see if they fit your situation.