Investing in Multi-Unit Properties? Let's Talk Strategy

Consider purchasing a multi-residential property. Whether it's a duplex, triplex, or apartment-style building, investing in income properties is a smart way to build long-term wealth, and now might be a great time to start.

The biggest benefit? Rental income from your tenants can help cover (or completely pay off) the mortgage. With the right strategy in place, your investment can grow in value while generating steady cash flow.

That said, owning a multi-unit property comes with additional responsibilities, such as managing tenants, monitoring occupancy, and maintaining the property.It's always wise to consult with a financial advisor, accountant, and lawyer to fully understand the implications of what you're getting into.

Financing a Multi-Unit Property

Lenders have specific guidelines when it comes to financing multi-residential properties, and regulations can vary depending on the number of units and whether you plan to live in one yourself.

That's where I come in. I work with lenders across Canada—including many that only work with mortgage professionals—and I'll shop your application around to find financing that fits your goals.

We'll walk through:

  • Minimum down payment requirements
  • CMHC or conventional options
  • Rental income qualifications
  • Property management considerations
  • How to keep your cash flow strong

Whether this is your first investment property or you're adding to your portfolio, I'm here to help you find a mortgage that makes sense for your specific situation.

Contact us to Discuss Your Financing Options