Refinance

Make Your Home Equity Work for You

If you’ve built up equity in your home, there’s a good chance you can put it to work—whether it’s to knock down debt, help with the kids’ school, do some renos, or finally take that trip you’ve been putting off.

Refinancing your mortgage lets you access extra funds at a lower rate than most credit cards or personal loans. It can also help roll multiple payments into one, making life easier.

Some reasons clients choose to refinance:

• Combine high-interest debt into one lower monthly payment
• Fund renovations or home upgrades
• Cover unexpected costs or help with family expenses
• Max out RRSP contributions or make an investment
• Access equity from a rental (up to four units)

Every lender’s different when it comes to rules and flexibility—but that’s where I come in. I’ll walk you through what’s possible and help you make a plan that works with your goals and budget.